P.O. Box 1500 · Dunedin, FL 34697
(727) 431-7680 · (941) 907-4000 · (800) 593-2274
www.AchievaCU.com
Achieva Credit Union is federally insured by NCUA.
(Southern Division) Schedule of Business Deposit Rates: Effective October 1, 2014
Business Deposit Account TypeDividend Rate¹APY²
Essential Checking - No minimum balance and no monthly maintenance fee. Includes 200 free deposited items, 25¢ per deposited item after 200.NANA
Performance Interest Checking - No minimum to open. $15 monthly fee if balance is less than $5,000. Includes 300 free deposited items, 25¢ per deposited item after 300. Daily cash deposits - first $10,000 free and 20¢ per $100 after that.%%
Community Checking (Club and Association only) - No minimum balance and no monthly maintenance fee. Includes 500 free deposited items, 25¢ per deposited item after 500. Daily cash deposits - first $10,000 free and 20¢ per $100 after that.NANA
Performance Savings - Minimum to open is $1.00. No monthly maintenance fee if account (or combined balances of deposit relationship) is $250 or more. $10 monthly fee if relationship balance is less than $250.%%
Performance Money Market - Minimum balance to earn dividends is $2,000.
Balance: $2,000 %%
Balance: $50,000 %%
Balance: $50,000 - This offer is only available on Business Accounts opened at our Cape Coral Locations %%

Business Performance Certificate of Deposit Rates
Minimum indicates required amount to earn interest.
TermMinimum BalanceDividend Rate¹APY²
6 Months$500 minimum%%
12 Months$500 minimum%%
18 Months$500 minimum%%
24 Months$500 minimum%%
36 Months$500 minimum%%
48 Months$500 minimum%%
60 Months$500 minimum%%
1) Dividend accruals and posting: Dividends accrue daily and post monthly on all Performance Savings, Performance Interest Checking, Performance Money Market and Performance Certificates of Deposit. Interest on Certificates of Deposit may be compounded to your certificate or withdrawn after the monthly posting. Early principal withdrawal penalty apply on Certificates of Deposit. Dividends and interest paid on a rate frequency of 365 days a year. Rates are variable on Savings, Checking and Money Market accounts are correct at time of printing but subject to change without prior notice. Certificate rates are fixed for the shown terms, are correct at time of printing but subject to change. Fees may reduce earnings. The "Schedule of Deposit Rates" is an integral part of the Universal Agreement. You may obtain current information on your account by visiting a branch, calling our Member Service Center at (727) 431-7680, (941) 907-4000 or (800) 593-2274 or visiting our website at www.AchievaCU.com.
2) APY = Annual Percentage Yield.

P.O. Box 2650 · Largo, FL 33779-2650
(727) 431-7680 · (941) 907-4000 · (800) 593-2274
www.AchievaCU.com
Achieva Credit Union is an equal housing lender and does business in accordance with the Fair Lending Law.
(Southern Division) Business VISA® Schedule of Rates: Effective October 1, 2014
0% APR*
for the first 6 months on all qualified purchases.
*Introductory 0% APR for the first 6 months of account opening applies to qualified purchases only. Qualified purchases are purchases made for merchandise and services and exclude cash advances, gift cards, reloadable cards, transfers to other accounts and purchase of monetary instruments. At the end of the 6 month period, finance charges will start accumulating at your qualified predetermined APR on all new purchases and any remaining balance on the account. Your qualified APR will be disclosed to you prior to the opening of your account.

The APRs shown are correct at time of printing and subject to change. For most recent information, call us at (727) 431-7680, (941) 907-4000 or visit our website at www.AchievaCU.com.
Achieva Business VISA® Credit Card
Available APRs¹
% or %
Grace Period**25 days
Annual FeeNone
Minimum Finance ChargeNone
Over Limit Fee²$35.00
APR on Cash AdvancesSame as Purchase APR
APR on Balance TransfersSame as Purchase APR
Late Fee³$35.00
Finance Charge ComputationAdjusted Daily Balance
Cash Advance Fee3% of Advance Amount with a $100 Monthly Maximum
Balance Transfer Fee3% of Advance Amount with a $100 Monthly Maximum
Inactivity Fee$10.00 per cycle if more than 6 consecutive cycles with no activity
Purchases and cash advances are calculated at the same rate. This account is not eligible for other credit card balance transfers.
** There is no Grace Period for Cash Advances. To take advantage of the "Grace Period", you must have paid your balance in full on the prior month billing statement by the "Payment Due Date" and pay the balance in full by the "Payment Due Date" on the current statement showing your new purchases.

¹ APR is the Annual Percentage Rate and is based on applicant(s)' credit and risk qualification.
² If your payment is five (5) or more days past the "Due Date" a late charge will be added to your Account.
³ Over Limit Fee: If you exceed your limit by 10% or more, during a statement cycle, you will incur this fee. The fee will recur for each subsequent statement cycle until your balance, less any fees imposed during the cycle, no longer exceeds your exact credit limit.
Other Loan Options for your Business
Commercial Property LoansAcquisition & Development FinancingOthers
Owner-occupied PropertiesNew ConstructionLine of Credit
Income Producing PropertiesExpansion or RemodelingEquipment Loan
Vehicle Loan
SBA 504 Loans

Please call one of our Business Lending professionals today at (727) 431-7650 or (941) 907-4850 to take the next step.