Career Opportunities

Job Openings

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• Senior Mortgage Underwriter

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  Job Description

  Under general supervision and in accordance with established policies and procedures, provides a variety of mortgage services to the membership. Underwrites conventional, credit union portfolio, FHA/VA loan applications and coordinates loan closings. Maintains a working knowledge of all services and operations of the credit union.
  * Performs complete thorough analyses of loan files to determine compliance with credit union, investorm FHS/VA, Federal and State guidelines.
  *Evaluates the entire credit package and collateral for residential mortgage loans to ensure an investment quality loan product.
  *Checks the accuracy of all calculations.
  *Assists with training of new underwriters and development of mortgage staff to increase knowledge related to product guidelines and compliance.
  *Recommend the loan disposition of loan amounts in excess of authorized limits to VP of Real Estate Lending.
  *Maintain a productivity level of 4-7 loans per day and comply with credit union turnaround time.
  *Communicate loan decision to appropriate parties.
  *Be available to processors, closers and loan officers for general guideline interpretations and questions on specific loan files.
  *Respond to post-closing reviews and audits in a timely fashion.
  *Perform related duties as assigned.
  *Attain and maintain knowledge of all credit union services.
  *Ensure compliance with legal requirements, lending regulations, and internal policies and procedures.
  *Underwrite an approve first mortgage loan applications.
  *Update staff on changes to product guidelines, compliance, and processes.
  *Interface with other departments, vendors, and financial institutions to promote teamwork and high quality member service.
  *Review loan files prior to closing, if necessary.
  *Provide a weekly mortgage status report.
  *Assist in processing, underwriting, and closing Home Equity loans, as necssary.
  *Maintain member confidentiality.
  *Attend required meetings and training sessions as requested.
  *Perform other essential job functions as required or assigned.

  Skills/ Requirements

  Two year degree in business related field is preferred. A minimum of three year's experience and proven expertise in real estate lending is required.
  Must have DE designation for FHA and SAR designation for VA.

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• Area Peak Time Teller - Pinellas Park

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  Under close supervision and in accordance with policies and procedures, provides a variety of member service functions such as processing transactions to members' accounts, cashing checks and selling traveler's checks, money orders and cashier's checks. Responsible for providing a high level of quality service, cross-selling credit union services and products that would be useful to the member. Provides service to the membership including: opening and closing accounts, deposits, withdrawals, loan payments, transfers, disbursement s of negotiable items. Performs end-of-day balancing. Delivers personalized service that focuses on individual member needs. Exemplifies our service mission and promises. Accountable for meeting referral goals. Maintains member confidentiality. Balances each day's transactions including verifying cash totals. Must possess a high school diploma or equivalent and no less than six months previous customer service experience. Must demonstrate excellent interpersonal, organizational, and sales, skills. The successful applicant will be based at the Pinellas Park; however, this person will travel to other locations, as needed.
  
  Must be willing to travel to all branches.

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• Peak Time Teller - Palm Harbor

  Under close supervision and in accordance with policies and procedures, provides a variety of member service functions such as processing transactions to members' accounts, cashing checks and selling traveler's checks, money orders and cashier's checks. Responsible for providing a high level of quality service, cross-selling credit union services and products that would be useful to the member. Provides service to the membership including: opening and closing accounts, deposits, withdrawals, loan payments, transfers, disbursement s of negotiable items. Performs end-of-day balancing. Delivers personalized service that focuses on individual member needs. Exemplifies our service mission and promises. Accountable for meeting referral goals. Maintains member confidentiality. Balances each day's transactions including verifying cash totals. Must possess a high school diploma or equivalent and no less than six months previous customer service experience. Must demonstrate excellent interpersonal, organizational, and sales, skills.

  
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• Call Center Supervisor - Clearwater

  Responsible for the achievement of department growth targets and key performance ratios through efficient, effective operation of the service center while maximizing member satisfaction through quality service. Oversees department that provides non-member facing service to members. Areas of responsibility include member service, card service support, E-Service operations and support, and fulfillment responsibilities.Maintains an up-to-date knowledge of all card service functions, regulations and operational procedures. Maintains an up-to-date knowledge of specialty programs such as IRA-s and trusts. Maintains a working knowledge of technical tools necessary to facilitate remote delivery of member service functions. Works closely with Information Services and Technology to ensure the highest quality delivery systems and support are being utilized in our E-Services channels.  Responsible for the overall administrative operations of the department including coordinating and supervising the daily activities, schedules and staffing. Assists in the development of staff to provide a high level of quality service and competence.
  

  
  

  Skills/ Requirements

  Education: Equivalent to a Bachelor's degree
  Experience: Three to five years of similar or related experience
  Must possess previous management and loan underwriting experience.
  
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• MSA - Phone Center - Part Time

  Seeking candidates with strong member service skills for a position with room for advancement! This person provides timely and courteous services to the membership, including general account questions and problem resolution; loan applications; completion of forms and data input related to account set up, and account maintenance; cross-sells appropriate products; maintains a working knowledge of all services, organizational policies and procedures and state and federal regulations; conducts transactions on member accounts accurately and in compliance with established policies, procedures and state and federal regulations; must participate in training annually, or as required for BSA and the Privacy Act; provides IRA, Certificate of Deposit, investment council, payroll deduction guidance to members; interviews and councils members regarding their borrowing needs; processes loans.
  

  
  

  Skills/ Requirements

  This position requires education equivalent to a high school education with one to three years of similar or related experience and the ability to resolve problems that are somewhat complex requiring analysis of data and weighing the outcomes of decisions. Must be proficient with Windows-based PC; accuracy, attention to detail, and organizational skills required. Bilingual language skills are a plus!

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• Peak Time Teller - Largo

   

  Under close supervision and in accordance with policies and procedures, provides a variety of member service functions such as processing transactions to members' accounts, cashing checks and selling traveler's checks, money orders and cashier's checks. Responsible for providing a high level of quality service, cross-selling credit union services and products that would be useful to the member. Provides service to the membership including: opening and closing accounts, deposits, withdrawals, loan payments, transfers, disbursement s of negotiable items. Performs end-of-day balancing. Delivers personalized service that focuses on individual member needs. Exemplifies our service mission and promises. Accountable for meeting referral goals. Maintains member confidentiality. Balances each day's transactions including verifying cash totals. Must possess a high school diploma or equivalent and no less than six months previous customer service experience. Must demonstrate excellent interpersonal, organizational, and sales, skills.

  
  Click here to apply!