Mortgages

How LOW can we go?

3/3 ARM (Adjustable-Rate Mortgage)*
Rates as low as 3.25% (3.728% APR)

For more information or for our current Mortgage Rates, please contact an Achieva mortgage specialist at (727) 431-7694, (941) 907-4894, or non-local (800) 593-2274 ext. 7694.
Or send an email to:
mortgage@achievacu.com

 

Start your loan application now!

 


Click here to print our mortgage application and additional required documents.


*1) A 3/3 adjustable rate mortgage for $100,000 with a discounted introductory rate of 3.25% would be repaid for the first 36 months in payments (principal and interest) of $435.21 each. Interest rate after the 36 month introductory discounted rate period will be variable and is subject to increase. An increase in APR will result in higher payments.

NOTE: Based on a typical loan of $100,000 the estimated closing costs range from $3,600 to $4,100. 80% Loan-to-value on primary and second residences. Variable APRs shown are the best available for the initial discounted introductory rate period of 3 or 5 years only. After the initial discounted introductory rate period, your variable APR will be based on the movement of the Treasury Security Index for a comparable maturity as the ARM program selected plus a margin determined by your credit qualification. Your qualifying margin over the index is determined at the time you lock-in your final rate. The variable rate and APR may adjust up or down with a CAP limitation not to exceed 2% for any one change. The maximum increase or decrease in percentage points for the term of the loan is 6%. However, the rate on your loan will never decrease lower than the margin. A change cannot occur more than once every 36 months for the 3/3 ARM and once every 60 months for the 5/5 ARM. An increase in interest rate would represent an increase of your monthly payments. Property insurance is required. Program rates, terms and conditions are subject to change without notice.