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EMV stands for Europay, MasterCard, Visa.
Chip Cards have a microchip embedded in the card that adds new layer of protection against fraud for purchases made at the point of sale. The new cards provide enhanced security, and travel will be easier than ever in more than 130 countries that already use the technology. The Chip Cards also contain a standard magnetic stripe on the reverse side so they can still be swiped like a regular card.
Debit and credit cards help make everyday transactions faster, easier and more convenient. We all use our debit and credit cards for shopping, eating out and buying groceries. You can now do so with the added security benefits of an EMV Chip Card.
EMV Chip Cards provide improved security over cards that solely use a magnetic stripe. Chip Cards are equipped with a secure element that is able to encrypt user’s data at the time of the transaction. The card provides a unique access code that changes with each transaction, rendering the card completely useless if hacked. The cards can be used anywhere MasterCard is accepted.
Note: If merchant does not have a chip-enabled terminal,swipe your card and proceed with the transaction as you normally would.