Contact Us

Member Service Center 727.431.7680 | 800.593.2274

MORTGAGES

Put your mortgage in GOOD hands. Achieva will be your partner every step of the way.


Expert advice, local approval and a personal touch

Whether you’re buying your first home, your dream home or refinancing your existing home, Achieva will guide you through the mortgage process with ease and comfort. Our Certified Mortgage Advisors provide personalized professional recommendations that stems from years of experience helping families into their dream homes. Mortgages are not one-size fits all. We understand that everyone’s situation is unique. Living and working in the community provides us the local expertise needed to recommend the right mortgage product for you.


Keep your mortgage local

At Achieva, your mortgage servicing stays with us throughout the life of your loan*. Unlike big banks, everything is approved and processed locally, providing you with a truly personalized experience and exceptional servicing from application to final payment. We approve, underwrite and process everything locally, making the entire process personal and accessible.

We offer a wide range of mortgage services to fit your needs.


  •  First-time homebuyer
  •  Fixed rate mortgages
  •  Adjustable rate mortgages
  •  Construction loans
  •  Jumbo loans
  •  FHA & VA loans
  •  Financing for condos, vacation homes, and investment properties
  •  Home equity loans and lines of credit
  •  Refinance
  •  Land loans
  •  Renovation loans

*Excluding government loans.



Planning to build a new home or buy land to build on? Achieva will find the perfect mortgage for you that saves money and aligns with your vision for your home. With our construction loans, we allow you to pay for only the interest on your loan during the construction period, while the balance of your loan remains unchanged. Plus, you can also save on closing costs with our “one time closing” offer.

  •  Construction loan
  •  Building on own lot
  •  Finance land to build a home
  •  Construction loans with minimum investment
  •  Financing for jumbo loan amount over $424,100

Our Mortgage Advisors can guide you through these options. Contact us today to start your journey into your new home.


Have Questions? Review a list of construction loan FAQs.


Whether you just found the perfect fixer-upper, or you’re ready to take on a major home renovation, we will help make financing any project easy! Achieva offers two great solutions to suit your needs.


Renovation purchase loan

Found the perfect home but it needs a little TLC? Our Renovation Purchase Loan allows you to buy your home and include all the needed renovation costs rolled into one mortgage. This allows you to purchase and renovate with one loan and one easy payment.


Renovation refinance loan

If you already own a home and want to make improvements, Achieva allows you to roll the costs of repairs or upgrades into refinancing your current mortgage.


Speak to one of our experienced local Mortgage Advisors and get started on your improvements now!


What does refinancing mean, exactly? Refinancing trades your original mortgage for another loan with rates and terms that better serve the financial interests of the homeowner. There are many GOOD reasons to refinance your home, and Achieva can provide you with a customized refinance option that fits your needs and goals

Common reasons for refinancing

  •  Lowering your monthly payment
  •  Utilize equity for home improvements
  •  Debt consolidation
  •  Use equity to pay for life event (wedding, family vacation)
  •  Pay off the mortgage faster
  •  Localized servicing – Achieva retains the servicing of the loan providing you continued local service after you close*

*Excluding government loans.


Speak to an experienced Mortgage Advisor today to see what options are available to you.


If you are considering home improvements, planning a dream vacation, or need the peace of mind to cover life’s unexpected events, let the equity in your home work for you.

Home Equity Line of Credit (HELOC) offers

  •  Competitive rates
  •  Achieva pays up to $650 toward closing costs*
  •  Up to 90% loan-to-value for qualified borrowers
  •  No annual or transaction fees
  •  No application fee
  •  Adjustable rate**

Feel confident with local service from start to finish with a credit union you can trust. We value you and your time. In most cases, your application closes in less than 10 business days.


Apply today!


Stop by your local branch, call 727.431.7690 or apply online below to take the first step in using your home’s equity to realize your dreams.


* Up to $650.00 will be paid by the Credit Union with an advance of at least $10,000 on the day of disbursement. Achieva offers this benefit up to two times per property. Property insurance is required. Minimum loan amount is $10,000.

**The variable APR for a Home Equity Line of credit is the lowest available and is the introductory APR for the first 6 months. Your qualified APR for the initial 6 months and beyond is determined by various factors and will be disclosed to you at final approval. At this time the fixed margin may vary from 0 to +4.75% over the variable index (Prime Rate as published in the Wall Street Journal on the 15th day of the prior month). After the initial 6 months, your qualified APR may adjust up or down based on the movement of the index but never more frequently than every 6 months and is limited to a maximum of 1% for each occurrence. The APR will never be lower than 5% and can never increase more than 6% over your qualified APR (maximum 18%). Interest rate adjustments may result in an increase in payment amount and loan term.

Image

Mortgages

Put your mortgage in GOOD hands. Achieva will be your partner every step of the way.


Expert advice, local approval and a personal touch

Whether you’re buying your first home, your dream home or refinancing your existing home, Achieva will guide you through the mortgage process with ease and comfort. Our Certified Mortgage Advisors provide personalized professional recommendations that stems from years of experience helping families into their dream homes. Mortgages are not one-size fits all. We understand that everyone’s situation is unique. Living and working in the community provides us the local expertise needed to recommend the right mortgage product for you.


Keep your mortgage local

At Achieva, your mortgage servicing stays with us throughout the life of your loan*. Unlike big banks, everything is approved and processed locally, providing you with a truly personalized experience and exceptional servicing from application to final payment. We approve, underwrite and process everything locally, making the entire process personal and accessible.

We offer a wide range of mortgage services to fit your needs.


  •  First-time homebuyer
  •  Fixed rate mortgages
  •  Adjustable rate mortgages
  •  Construction loans
  •  Jumbo loans
  •  FHA & VA loans
  •  Financing for condos, vacation homes, and investment properties
  •  Home equity loans and lines of credit
  •  Refinance
  •  Land loans
  •  Renovation loans

*Excluding government loans.



Planning to build a new home or buy land to build on? Achieva will find the perfect mortgage for you that saves money and aligns with your vision for your home. With our construction loans, we allow you to pay for only the interest on your loan during the construction period, while the balance of your loan remains unchanged. Plus, you can also save on closing costs with our “one time closing” offer.

  •  Construction loan
  •  Building on own lot
  •  Finance land to build a home
  •  Construction loans with minimum investment
  •  Financing for jumbo loan amount over $424,100

Our Mortgage Advisors can guide you through these options. Contact us today to start your journey into your new home.


Have Questions? Review a list of construction loan FAQs.


Whether you just found the perfect fixer-upper, or you’re ready to take on a major home renovation, we will help make financing any project easy! Achieva offers two great solutions to suit your needs.


Renovation purchase loan

Found the perfect home but it needs a little TLC? Our Renovation Purchase Loan allows you to buy your home and include all the needed renovation costs rolled into one mortgage. This allows you to purchase and renovate with one loan and one easy payment.


Renovation refinance loan

If you already own a home and want to make improvements, Achieva allows you to roll the costs of repairs or upgrades into refinancing your current mortgage.


Speak to one of our experienced local Mortgage Advisors and get started on your improvements now!


What does refinancing mean, exactly? Refinancing trades your original mortgage for another loan with rates and terms that better serve the financial interests of the homeowner. There are many GOOD reasons to refinance your home, and Achieva can provide you with a customized refinance option that fits your needs and goals

Common reasons for refinancing

  •  Lowering your monthly payment
  •  Utilize equity for home improvements
  •  Debt consolidation
  •  Use equity to pay for life event (wedding, family vacation)
  •  Pay off the mortgage faster
  •  Localized servicing – Achieva retains the servicing of the loan providing you continued local service after you close*

*Excluding government loans.


Speak to an experienced Mortgage Advisor today to see what options are available to you.


If you are considering home improvements, planning a dream vacation, or need the peace of mind to cover life’s unexpected events, let the equity in your home work for you.

Home Equity Line of Credit (HELOC) offers

  •  Competitive rates
  •  Achieva pays up to $650 toward closing costs*
  •  Up to 90% loan-to-value for qualified borrowers
  •  No annual or transaction fees
  •  No application fee
  •  Adjustable rate**

Feel confident with local service from start to finish with a credit union you can trust. We value you and your time. In most cases, your application closes in less than 10 business days.


Apply today!


Stop by your local branch, call 727.431.7690 or apply online below to take the first step in using your home’s equity to realize your dreams.


* Up to $650.00 will be paid by the Credit Union with an advance of at least $10,000 on the day of disbursement. Achieva offers this benefit up to two times per property. Property insurance is required. Minimum loan amount is $10,000.

**The variable APR for a Home Equity Line of credit is the lowest available and is the introductory APR for the first 6 months. Your qualified APR for the initial 6 months and beyond is determined by various factors and will be disclosed to you at final approval. At this time the fixed margin may vary from 0 to +4.75% over the variable index (Prime Rate as published in the Wall Street Journal on the 15th day of the prior month). After the initial 6 months, your qualified APR may adjust up or down based on the movement of the index but never more frequently than every 6 months and is limited to a maximum of 1% for each occurrence. The APR will never be lower than 5% and can never increase more than 6% over your qualified APR (maximum 18%). Interest rate adjustments may result in an increase in payment amount and loan term.

Image

Mortgages

Ready to
make a move?


Put your mortgage in GOOD hands. Achieva will be your partner every step of the way.


Expert advice, local approval and a personal touch

Whether you’re buying your first home, your dream home or refinancing your existing home, Achieva will guide you through the mortgage process with ease and comfort. Our Certified Mortgage Advisors provide personalized professional recommendations that stems from years of experience helping families into their dream homes. Mortgages are not one-size fits all. We understand that everyone’s situation is unique. Living and working in the community provides us the local expertise needed to recommend the right mortgage product for you.


Keep your mortgage local

At Achieva, your mortgage servicing stays with us throughout the life of your loan*. Unlike big banks, everything is approved and processed locally, providing you with a truly personalized experience and exceptional servicing from application to final payment. We approve, underwrite and process everything locally, making the entire process personal and accessible.

We offer a wide range of mortgage services to fit your needs.


  •  First-time homebuyer
  •  Fixed rate mortgages
  •  Adjustable rate mortgages
  •  Construction loans
  •  Jumbo loans
  •  FHA & VA loans
  •  Financing for condos, vacation homes, and investment properties
  •  Home equity loans and lines of credit
  •  Refinance
  •  Land loans
  •  Renovation loans

*Excluding government loans.



Planning to build a new home or buy land to build on? Achieva will find the perfect mortgage for you that saves money and aligns with your vision for your home. With our construction loans, we allow you to pay for only the interest on your loan during the construction period, while the balance of your loan remains unchanged. Plus, you can also save on closing costs with our “one time closing” offer.

  •  Construction loan
  •  Building on own lot
  •  Finance land to build a home
  •  Construction loans with minimum investment
  •  Financing for jumbo loan amount over $424,100

Our Mortgage Advisors can guide you through these options. Contact us today to start your journey into your new home.


Have Questions? Review a list of construction loan FAQs.


Whether you just found the perfect fixer-upper, or you’re ready to take on a major home renovation, we will help make financing any project easy! Achieva offers two great solutions to suit your needs.


Renovation purchase loan

Found the perfect home but it needs a little TLC? Our Renovation Purchase Loan allows you to buy your home and include all the needed renovation costs rolled into one mortgage. This allows you to purchase and renovate with one loan and one easy payment.


Renovation refinance loan

If you already own a home and want to make improvements, Achieva allows you to roll the costs of repairs or upgrades into refinancing your current mortgage.


Speak to one of our experienced local Mortgage Advisors and get started on your improvements now!


What does refinancing mean, exactly? Refinancing trades your original mortgage for another loan with rates and terms that better serve the financial interests of the homeowner. There are many GOOD reasons to refinance your home, and Achieva can provide you with a customized refinance option that fits your needs and goals

Common reasons for refinancing

  •  Lowering your monthly payment
  •  Utilize equity for home improvements
  •  Debt consolidation
  •  Use equity to pay for life event (wedding, family vacation)
  •  Pay off the mortgage faster
  •  Localized servicing – Achieva retains the servicing of the loan providing you continued local service after you close*

*Excluding government loans.


Speak to an experienced Mortgage Advisor today to see what options are available to you.


If you are considering home improvements, planning a dream vacation, or need the peace of mind to cover life’s unexpected events, let the equity in your home work for you.

Home Equity Line of Credit (HELOC) offers

  •  Competitive rates
  •  Achieva pays up to $650 toward closing costs*
  •  Up to 90% loan-to-value for qualified borrowers
  •  No annual or transaction fees
  •  No application fee
  •  Adjustable rate**

Feel confident with local service from start to finish with a credit union you can trust. We value you and your time. In most cases, your application closes in less than 10 business days.


Apply today!


Stop by your local branch, call 727.431.7690 or apply online below to take the first step in using your home’s equity to realize your dreams.


* Up to $650.00 will be paid by the Credit Union with an advance of at least $10,000 on the day of disbursement. Achieva offers this benefit up to two times per property. Property insurance is required. Minimum loan amount is $10,000.

**The variable APR for a Home Equity Line of credit is the lowest available and is the introductory APR for the first 6 months. Your qualified APR for the initial 6 months and beyond is determined by various factors and will be disclosed to you at final approval. At this time the fixed margin may vary from 0 to +4.75% over the variable index (Prime Rate as published in the Wall Street Journal on the 15th day of the prior month). After the initial 6 months, your qualified APR may adjust up or down based on the movement of the index but never more frequently than every 6 months and is limited to a maximum of 1% for each occurrence. The APR will never be lower than 5% and can never increase more than 6% over your qualified APR (maximum 18%). Interest rate adjustments may result in an increase in payment amount and loan term.

Federally Insured by NCUA. Equal Housing Lender. ©2018 Achieva Credit Union. All Rights Reserved. | Security Statement | Privacy Policy