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Member Service Center 727.431.7680 | 800.593.2274

Checking, Savings & Credit

Achieva Checking Plus

Achieva Checking Plus has all the features you want in a checking account, and more! Designed with your personal banking needs in mind, for a low monthly fee of $6.95, this high-yield interest bearing account offers premium benefits like travel and health savings, total identity theft protection services, and other practical lifestyle benefits. Take your checking account to the next level with Achieva Checking Plus.

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Not an Achieva member?

Anyone is eligible to apply for membership as long as you live or work in our 10-county service area. Simply complete the online application to apply and once you’re a member, Achieva Checking Plus is all yours!

Already an Achieva member?

You’re almost GOOD to go! Just click the below button, fill out the contact form and you are well on your way to enjoying all the great benefits of Achieva Checking Plus!

Become a member to open an account today!

It's easier than ever to apply for membership and open an account right from our website. Eligibility for membership is open to anyone who is related to a current Achieva member6; or individuals, trusts, associations, organizations and legal entities who live or work in our ten county field of membership. Use the drop-down selector to see if you are eligible, then click "Join" to get started!

Do you live in one of these counties?


Are you related to a current Achieva member?

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   I have read and consent to the terms of the Electronic Records Disclosure and Agreement, Consumer Schedule of Fees. I understand and agree that these terms and conditions are in addition to my account opening disclosures and all other disclosures and agreements applicable to my account(s).

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Achieva Checking Plus benefit enrollment

Achieva Checking Plus automatically comes with all of the benefits listed above. Many of these require little to no action on your part. To take full advantage of the benefits, like credit file monitoring and discounts, all you have to do is register online at to activate.

Teen and college options

With checking accounts designed just for teens and college students, there is an Achieva checking account for every stage of life. Find the option that fits your needs and goals, and let us take care of the rest.

  •   Teen Life (ages 13-17) - Gift incentives and scholarship opportunities
  •   College Life (ages 18-22) - Gift incentives and scholarship opportunities


Set yourself up for success! Your goals are attainable, and we are here to help you reach them. All of our savings accounts have no monthly service fee, a minimum balance of only one dollar and many other enticing benefits. Earn interest and watch your savings grow before your eyes!

  •   Achieva Savings
  •   Kids Make Cents (ages 0-12)
  •   Teen Life (ages 13-17)
  •   College Life (ages 18-22)

Become an Achieva member today!

To open an account, apply online, or stop by your local branch.

*Monthly service fee applies. **Registration/activation required. ***Savings monthly service fee is $0 when the minimum combined membership balance of $250.00 is met. If the combined membership balance is below $250.00 the monthly service fee is $10. Refer to Consumer Schedule of Fees ( or call 800.593.2274 for details. 1 IDProtect service is a personal identity theft protection service available to account owner(s) and their joint account holders. For revocable grantor trusts, the service is available only when a grantor is serving as a trustee and covers the grantor trustee(s). For all other fiduciary accounts, the service covers the beneficiary, who must be the primary member (fiduciary is not covered). Achieva Checking Plus is not available to businesses, clubs, organizations and/or churches and their member, schools and employees/students. 2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Guide to benefit and/or insurance documents are provided at account opening. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Achieva Credit Union has partnered with Econocheck Corporation to offer certain products and services. These products and services are not offered, performed or insured by Achieva Credit Union. 3 You may earn interest on your Achieva Checking Plus Account when you have 18 posted transactions per checking statement cycle, using your Achieva debit or credit card or a combination of both. The Annual Percentage Yield (APY) for the Achieva Checking Plus Account can be earned for balances up to and including $15,000. Certain fees may apply and may reduce earnings. 4 Standard data and text messaging rates may apply. Contact your mobile carrier for details. 5 Credit file monitoring may take several days to begin following activation. 6 Immediate family members of such, defined to include parents, children, spouse, or surviving spouse of the member, or any other relative by blood, marriage, or adoption even though such individuals do not reside in the same household with the member are eligible for membership. Insurance products are not insured by NCUA or any Federal Government Agency and are not a deposit of or insured by the Credit Union or any Credit Union affiliate.

Insurance products are not insured by NCUA or any Federal Government Agency and are not a deposit of or insured by the Credit Union or any Credit Union affiliate.

Earn up to 1.5% cash back with the Achieva Cash Rewards Mastercard

Whether it’s a recurring payment or spur of the moment purchase, the Achieva Cash Rewards Mastercard has no limitations or restrictions on the cash you earn. Get up to 1.5% cash back on every purchase.

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Transfer your credit card balance and get 2.2% APR* until January 2020 with no balance transfer fee

Have a balance on another credit card? No problem! Transfer your balance at 2.2% APR* with no balance transfer fee and no annual fee. After that, the standard APR of 9.90% to 17.90% for balance transfers, purchases and cash advances will apply based on your creditworthiness. Reward yourself with a credit card that fits your needs and lifestyle!

Visit a branch, call us or apply online to transfer your balance today.

Mastercard Benefits

  •   Price Protection - Get purchases you make covered for 60 days for the difference between the price you paid and the lower price advertised.
  •   Zero Liability Protection - Get covered for unauthorized transactions on your Achieva Mastercard account.
  •   Mastercard ID Theft Protection™ - Get access to a number of Identity Theft resolution services.
  •   Extended Warranty - Get an extended warranty up to 12 months on most items you purchase after the manufacturer’s warranty ends.
  •   Mastercard Global Emergency Services - provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting, Emergency Card Replacement, and Emergency Cash Advance.
  •   Online Banking – Manage your account from anywhere and at any time with the convenience of Achieva’s Online Banking.
  •   Achieva Chip Card Security – Cards are equipped with an embedded chip for extra security against fraud and counterfeit.
  •   Mobile payment compatible with Apple Pay, Samsung Pay and Android Pay.

View a complete guide of all Mastercard benefits here.

Get your Achieva Cash Rewards Mastercard today!

Visit a branch, call us or apply online and start earning your cash today.

*APR= Annual Percentage Rate. The promotional balance transfer APR of 2.2% will be applied to balance transfers which post to your account through your January 2020 billing cycle. Following the January 2020 billing cycle, your standard APR of 9.90% to 17.90% for balance transfers, purchases and cash advances will apply based on your creditworthiness. For College Life Mastercard products, the standard APR for balance transfers, purchases and cash advances is 13.90%. Offer open to existing and new cardholders subject to credit approval. Additional limitations, terms and conditions may apply.

Cash Rewards Mastercard Rates | Consumer Schedule of Fees | Mastercard Credit Card Agreement

© 1994-2017 Mastercard. All rights reserved. Mastercard, the Mastercard Brand Mark, Priceless and Priceless Surprises are registered trademarks of Mastercard International Incorporated.

Prepaid VISA card

Need a secure and convenient alternative to cash? The Achieva Prepaid VISA card is reloadable and can be used anywhere VISA cards are accepted. There are no overdraft fees, as purchases are limited to the funds loaded on the card. You can shop in stores, online, over the phone and by mail order. The Achieva Prepaid VISA card is EMV chip-enabled, making them more secure and widely accepted internationally. Get started today!

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  •   Perfect for students and those studying abroad
  •   Good for international travel, can be used anywhere Visa is accepted
  •   Full debit card functionality at the point-of-sale, ATM access, and may be used online
  •   Contains EMV chip, which adds an extra layer of security

View your account activity securely or reload your card anytime

Partner Accounts

At Achieva, we are dedicated to honoring those who contribute to making our communities safer, smarter and healthier. This is why we created accounts tailored specifically for people in community service professions. Educators, first responders, health care workers and community employees make our community a better place, so we want to make banking better for them.

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All partner accounts include a FREE gift every six months!**

  •   Partners in Education – Free school supply kit
  •   Partners in Health – Free scrubs
  •   Partners in Protection & Community – Gifts such as flashlight and grill kit

All partner accounts also include the following perks:

  •   Free checks for life*
  •   Specialty debit card design
  •   Quarterly drawing for a $250 gift
  •   0.25% discount on auto and personal loans**

Visit a branch to apply for a partner account

Free “Achieva Style” checks. Limit one box, every 6 months, for life of the account.

** To qualify for this benefit, account must have direct deposit and checking account. Members will receive one branded item upon account opening and every 6 months thereafter upon request, to be ordered by an Achieva Credit Union representative. No minimum balance is required. The current Annual Percentage Yield (APY) being paid is 00.50% APY. The above benefit is subject to change without notice

Gifts are subject to change at anytime without notice.

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