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Business Rates

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Rates are effective on Saturday, October 20, 2018
All advertised rates are subject to change without notice. APY=Annual Percentage Yield. Share accounts are variable rate accounts, the rate may change after the account is opened. Fees could reduce the earnings on the account.

Performance Credit Card

Credit Cards

APR* as low as


Business Performance Credit Card

10.90% or 13.90%

Grace Period for Repayment of Purchases

25 Days

Method of Computing Balance

Adjusted Average Daily Balance

Annual Fee

None

Minimum Finance Change

None

Cash Advance and Balance Transfer Fee

None

Late Fee

$35

Over Limit Fee

$35

Performance Savings

Performance Savings

Dividend Rate

APY*


Minimum balance to earn dividends: $1

.20%

.20%

Dividends are calculated on the daily balance with a rate frequency of 365 days per year. They accrue daily and post monthly on the account. *APY shown is currently accurate and subject to change. Fees may reduce earnings.

Performance Money Market

Performance Money Market

Dividend Rate

APY*


Minimum balance to earn dividends: $5,000

.25%

.25%

Minimum balance to earn dividends: $50,000

.349%

.35%

Dividends are calculated on the daily balance with a rate frequency of 365 days per year. They accrue daily and post monthly on the account. *APYs shown are currently accurate and subject to change. Fees may reduce earnings.

Performance Interest Checking

Performance Interest Checking

Dividend Rate

APY*


Performance Interest Checking

.15%

.15%

Account Analysis Earning Credit Rate (ECR)

.25% ECR

Dividends are calculated on the daily balance with a rate frequency of 365 days per year. They accrue daily and post monthly on the account. *APY shown is currently accurate and subject to change. Fees may reduce earnings.

Account Analysis can only be added to the Performance Interest Checking account at an Earnings Credit Rate (ECR) of 0.25% APY. Earnings Credit applies to fees billed during the given statement cycle only and may not be carried forward or paid out. Achieva Credit Union does not apply a float or reserve to ECR calculations. Earnings credit rate is calculated by multiplying the average daily balance by the rate, divided by 365, then multiplied by the number of days in the given statement cycle.

Performance Certificate of Deposit

Performance Certificate of Deposit

Dividend Rate

APY*


6 mo. ($500 minimum)

0.847%

0.85%

6 mo. ($25,000)

0.946%

0.95%

6 mo. ($75,000)

1.045%

1.05%

12 mo. ($500 minimum)

1.243%

1.25%

12 mo. ($25,000)

1.342%

1.35%

12 mo. ($75,000)

1.440%

1.45%

18 mo. ($500 minimum)

2.325%

2.35%

18 mo. ($25,000)

2.423%

2.45%

18 mo. ($75,000)

2.521%

2.55%

24 mo. ($500 minimum)

1.638%

1.65%

24 mo. ($25,000)

1.736%

1.75%

24 mo. ($75,000)

1.834%

1.85%

30 mo. ($500 minimum)

1.736%

1.75%

30 mo. ($25,000)

1.834%

1.85%

30 mo. ($75,000)

1.933%

1.95%

36 mo. ($500 minimum)

1.884%

1.90%

36 mo. ($25,000)

1.982%

2.00%

36 mo. ($75,000)

2.080%

2.10%

48 mo. ($500 minimum)

2.031%

2.05%

48 mo. ($25,000)

2.129%

2.15%

48 mo. ($75,000)

2.227%

2.25%

60 mo. ($500 minimum)

2.618%

2.65%

60 mo. ($25,000)

2.716%

2.75%

60 mo. ($75,000)

2.813%

2.85%

*APYs shown are currently accurate and assume interest is compounding by remaining on deposit. Interest is calculated on the daily balance with a rate frequency of 365 days per year. It accrues daily and posts monthly to the account. Fees could reduce earnings. Early withdrawal may be subject to penalty.

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