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Shared Branches & ATMs

Convenient Account Access to Your Money, Almost Anywhere

Achieva is part of a nationwide network of credit unions, called the CO-OP, that provides financial transactions to credit union members. Achieva members can bank at any 5,000+ shared branch locations and conduct transactions just like if you were at your local Achieva branch. Members can also take advantage of 30,000 surcharge-free ATMs nationwide.


What Are CO-OP Connected Credit Unions?

Credit Unions connected to the CO-OP Financial Services Network work together to serve each other’s members and offer convenient and safe banking transactions.

Access to 30,000 Surcharge-Free ATMs

Take advantage of over 30,000 surcharge-free ATMs across the country with the CO-OP ATM Network. Achieva members can access ATMs and make convenient transactions in all 50 states using the CO-OP. Use our convenient ATM locater tool to find an ATM near you.


Banking in a Shared Branch is as Easy as 1,2,3.

When conducting financial transactions at any of the 5000+ locations bring the following:

  1. Your Credit Union Name (Achieva Credit Union)
  2. Member Number
  3. Valid Photo ID

Shared Branch Services

Surcharge-Free Shared
Branch Transactions

  • Deposit
  • Cash Advances
  • Withdrawal
  • Transfers
  • Loan Payment
  • Loan Advance
  • Balance Inquiry
  • Statement

ATM Transactions

Access over 30,000 surcharge-free ATMs nationwide. Click here to find an ATM near you.

Other Shared Branch Transactions That May Receive a Fee

  • Official Checks
  • Money Orders
  • Credit Card Advances
  • Check Withdrawals (If check is made payable to someone other than the member/joint)
  • Coin Counting
  • Stamps
  • Movie/Theme Park Tickets
  • Entertainment Discount Books
  • Notary Services
  • High Volume Check Fees

Services Not Available at Shared Branches

  • Check Cashing
  • Deposits of foreign items or foreign cash
  • Deposits of third party checks

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