Business credit cards

Business Credit Cards

A great financial tool for your business!

Achieva Credit Union’s Business VISA® credit card is much more than a financial tool for your business. It offers a convenient way to simplify accounting, streamline record keeping and increase control over spending. Use your card for all your business needs, from purchasing office supplies to travel expenses.

Call us at (727) 431-7650 or (941) 907-4850.


  • No annual fee
  • Additional cards for your employees — request as many as you need! You can set their individual credit lines so you control how much is spent.
  • Important tax benefits — interest on business expenses may be tax deductible
  • 0% APR introductory rate for the first 6 Months on all qualified purchases
  • Free online account access and bill payment
Annual Percentage Rate
10.90% or 13.90% APR¹
Grace Period² 25 days
Annual Fee None
Minimum Finance Charge None
Over Limit Fee³ $35
Cash Advance Rate Same Rate as Purchases
Late Fee $35
Method of Computing Balance
Adjusted Average Daily Balance
Cash Advance & Balance Transfer Fee 3% of advance or transfer to a $100 mo. max.
0% APR for the first 6 Months on all Qualified Purchases
Doesn’t apply to cash advance transactions. Introductory 0% APR for the first 6 months of account opening applies to qualified purchases only. Qualified purchases are purchases made for merchandise and services and exclude cash advances, gift cards, reloadable cards, transfers to other accounts and purchase of monetary instruments. At the end of the 6 month period, finance charges will start accumulating at your qualified pre-determined APR on all new purchases and any remaining balance on the account. Your qualified APR will be disclosed to you prior to the opening of your account.

Click here to contact one of our business lending professionals to take the next step.


Click here for the Business VISA Credit Card Agreement.

Click here to view our Business Rates.


¹ APR is annual percentage rate. APRs shown are available qualifying rates based on your credit qualification. APRs are correct at time of printing and subject to change. For most recent information, call us at (727) 431-7680, (941) 907-4000 or see our online rates page.

² There is no Grace Period for Balance Transfers and Cash Advances. To avoid Finance Charges on new purchases and take advantage of the “Grace Period”, you must have paid your balance in full on the prior month billing statement by the “Payment Due Date” and pay the balance in full by the “Payment Due Date” on the current statement showing your new purchases.

³ An account over its limit must be reduced to its limit or below within the billing cycle in which it first exceeds the account limit to avoid a breach of the Account Agreement.