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Got a question?

Review our frequently asked questions related to Achieva operations during COVID-19.

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Assistance relief loan up to $5,000 rates as low as 4.95% APR*

If you are experiencing financial hardship related to Coronavirus (COVID-19). Achieva is here to help.

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Access your accounts 24/7 with online banking

You’re just a few clicks away from an easier, more convenient way to bank.

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Bank conveniently and securely with our mobile app

Download it to your device* from the App Store, or get in on Google Play.

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COVID-19 Skip-a-Pay

The Skip-a-Pay benefit is eligible* for Achieva loans and is offered at no cost to you to assist with financial hardship related to COVID-19.

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Our lobbies are closed, but drive-thru and ATMs are open

Not sure which services we offer in our drive-thru and ATMs? We've created a list of services below.

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Unsure about what to do with your investments?

In this informational video, Achieva Wealth Advisor Andrew discusses how he can assist you with investment options.

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Paycheck Protection Program (PPP)

Provides 100% federally guaranteed loans to employers who maintain their payroll during this emergency. For more information WATCH WEBINAR

By limiting our face-to-face time with other staff and with members, we’re doing our part to reduce the spread of COVID-19 (coronavirus). But rest assured, we are not limiting our services to you in this challenging time.

Branches with drive-thru services

A total of 18 of our 22 branch locations have drive-thrus (listed below), where you can do your day-to-day banking tasks with the help of our drive-thru tellers. Whether you are making a deposit or withdrawal, checking your account balances, or asking a question, we are here to help. (Make sure you have your ID with you.)

Need to know what services are offered at our drive-thrus?

Review a completed list of drive-thru services here.

Branch County Status
Murdock - 1850 Tamiami Trail Port Charlotte, FL 33948 Charlotte Drive-Thru Service
Punta Gorda - 3105 Tamiami Trail Punta Gorda, FL 33950 Charlotte Drive-Thru Service
Camelot Isles - 1616 West Cape Coral Parkway Cape Coral, FL 33914 Lee TEMPORARILY CLOSED
Colonial - 4379 Colonial Blvd. Suite 100 Fort Myers, FL 33966 Lee Drive-Thru Service
Del Prado South - 2127 Del Prado Blvd S Cape Coral, FL 33990 Lee Drive-Thru Service
Estero - 21301 South Tamiami Trail Unit 360 Estero, FL 33928 Lee TEMPORARILY CLOSED
Lehigh Acres - 2499 Lee Blvd. Lehigh Acres, FL 33971 Lee Drive-Thru Service
Collier Commons - 2115 Collier Pkwy Land O Lakes, FL 34639 Pasco TEMPORARILY CLOSED
Madison - 5920 State Rd 54 New Port Richey, FL 34652 Pasco Drive-Thru Service
Drew St - 2201 Drew Street Clearwater, FL 33765 Pinellas Drive-Thru Service
Dunedin - 1150 Achieva Way Dunedin, FL 34698 Pinellas Drive-Thru Service
East Lake - 3446 East Lake Road Palm Harbor, FL 34685 Pinellas Drive-Thru Service
4th Street - 413 62nd Ave. N St Petersburg, FL 33702 Pinellas Drive-Thru Service
Largo - 12580 Seminole Blvd Largo, FL 33778 Pinellas Drive-Thru Service
Palm Harbor - 33715 US Hwy 19 N Palm Harbor, FL 34684 Pinellas Drive-Thru Service
Park Blvd - 7105 Park Boulevard Pinellas Park, FL 33781 Pinellas Drive-Thru Service
St Pete - 3629 11th Ave. N St Petersburg, FL 33713 Pinellas Drive-Thru Service
Bee Ridge - 3000 Bee Ridge Road Sarasota, FL 34239 Sarasota Drive-Thru Service
Fruitville - 5881 Fruitville Road Sarasota, FL 34232 Sarasota Drive-Thru Service
North Port - 2467 Sycamore Street North Port, FL 34289 Sarasota Drive-Thru Service
Venice - 1485 E. Venice Avenue Venice, FL 34292 Sarasota Drive-Thru Service
Bradenton - 4254 53rd Ave East Bradenton, FL 34203 Manatee TEMPORARILY CLOSED


Visit one of our convenient ATM locations make transactions like deposits, withdrawals, balance inquiries, transfers and cash advances. We also are part of the CO-OP ATM network of over 30,000 ATMs nationwide that are available to our members surcharge free. Learn more about CO-OP here.

For a full list of ATM services please click here.

Ways to bank

The safest and easiest way to access your money during this time is through our online banking services. You can do your everyday banking 24/7 from any desktop computer, laptop, or mobile device with online banking and our mobile app. If you do not have it on your mobile phone, now is a good time to download our app and register for online banking. Need help registering? Watch our online banking registration video.

Online & mobile banking features

For more FAQs and instructional online banking videos, please visit our YouTube channel.

Mortgage assistance

We understand you may have concerns regarding your mortgage payment during these uncertain circumstances. As your financial partner, Achieva is here to help navigate alternative payment schedules. Please reach out to your Mortgage team at 866.617.6373 to discuss your options.

Small business relief

There are two federal and state programs available to small businesses.

Florida Small Business Emergency Bridge Loan Program is currently available to small business owners located in all Florida counties statewide that experienced economic damage as a result of COVID-19. Visit for more information.

SBA Economic Injury Disaster Loan Program Small business owners in all U.S. states and territories are currently eligible to apply for a low-interest loan due to Coronavirus (COVID-19). Visit to apply.

Paycheck Protection Program (PPP) provides cash-flow assistance through 100% federally guaranteed loans to employers who maintain their payroll during this emergency. If employers maintain their payroll, the loans would be forgiven, which would help workers remain employed, as well as help affected small businesses and our economy snap-back quicker after the crisis. PPP has a host of attractive features, such as forgiveness of up to 8 weeks of payroll based on employee retention and salary levels, no SBA fees, and at least six months of deferral with maximum deferrals of up to a year. Small businesses and other eligible entities will be able to apply if they were harmed by COVID-19 between February 15, 2020 and June 30, 2020. This program would be retroactive to February 15, 2020, in order to help bring workers who may have already been laid off back onto payrolls. Loans are available through June 30, 2020.

How to begin your application process:
To begin your Paycheck Protection Program application download the form below.


All applications will be processed in the order they are received.
Please email your completed application to [email protected].

We are working diligently to process all applications as quickly as possible. Due to the popularity of this program processing periods may take longer than usual.

For more information please read our CARES Act Paycheck Protection Program FAQ or watch Small Business Guide to COVID 19 webinar.

Please contact a business lending team member to discuss your options at 727-431-7650.

Getting help by phone

You can contact a Member Service Advisor with your questions, including how to register for online access to banking services, checking accounts, card services, loan applications and other products by calling 727.431.7680 or 800.593.2274

You can also call our Achieva MoneyLine, a 24/7 telephone teller, to access your account balance and activity, stop payments on checks, transfer funds between Achieva accounts, and make credit and loan payments. Review the step-by-step MoneyLine guide here, and call 866.667.9651 to get started.

Healthy habits to stop the spread of germs

We are following these guidelines to ensure a healthy environment for our staff and members. We are taking additional safety measures in branches as advised by the CDC (Center for Disease Control).

Healthy Habits

What we are doing to keep our members and staff safe

We’re adopting best practices for cleaning and disinfecting for public spaces as provided by the Center of Disease Control (CDC) and will seek advice from the CDC as needed.

Our branch teams are frequently disinfecting ATM screens and keypads, drive-thru tubes and call buttons, door handles and wearing and changing gloves throughout the day. Per CDC recommendations, we advise that you continue to also wash hands and use hand sanitizer after any public interactions.

Also, our team members are practicing “social distancing” by avoiding handshakes and other physical contact, while seeking to keep physical distance between themselves and visitors.

News & Articles

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Thriving though adversity: You’re in GOOD hands with a credit union

Get to know Achieva, a credit union that’s insured by the NCUA. Discover what the importance of being well-capitalized means.

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Improve Your At-Home Workspace, No Shopping Required

There is a way to maximize your at-home workspace. Best yet, it can be done without shopping.

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How to Exercise at Home and Stay Active

If you’re unable to go to the gym, there are still plenty of ways to stay active. We’ll give you simple methods to exercise at home, all without bulky equipment.

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Achieva Life blog is more than credit union news

It’s financial, money management and lifestyle tips that aims to help your financial and overall well-being.

We are here for you

We’ve had some questions from members in recent days about Achieva’s ability to withstand adverse economic conditions. We want to assure you that Achieva is well-positioned to weather this situation, as we’ve been for over 80 years, with the ability to continue to offer all of our services to you. Achieva is still the safest way to protect and access your financial assets. If you have any questions or concerns, we urge you to give us a call, so we can see how we can be of help.

We thank you for your understanding as we work to get through this difficult time together.