Low introductory rate on balance transfers

Get 2.9% APR* on balance transfers until November 2021.

No annual fee. No balance transfer fee.


Achieva Cash Rewards Mastercard

Transfer your credit card balances and get an introductory 2.9% APR* on balance transfers until November 2021. There’s no annual fee, which means no surprises. No limits. No restrictions. Plus get up to 1.5% cash back on every purchase.

After the introductory period has ended, the standard APR of 9.90%-17.90% for balance transfers, purchases and cash advances will apply, with the rate based on your creditworthiness.

Consolidate all your high interest credit cards and store cards into one new low rate and pay off those balances instead of paying interest. Transfer those balances over for free and reduce your monthly interest payments today.

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Other benefits

Peace of mind

  • Mastercard ID Theft ProtectionTM – get access to a number of identity theft resolution services.
  • Chip card security – cards come equipped with an embedded chip for extra security against fraud and counterfeit.
  • Mastercard Global Emergency Services – access to 24-hour assistance with lost and stolen card reporting, emergency card replacement and emergency cash advances.



  • Zero liability protection - get covered for unauthorized transactions.

View a complete guide of all Mastercard benefits here.

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*APR = Annual Percentage Rate. The promotional balance transfer APR of 2.9% will be applied to balance transfers which post to your account through your November 2020 billing cycle. The promotional APR of 2.9% will apply to transferred balances until November 2021 billing cycle. Following the November 2021 billing cycle, your standard APR of 9.9% to 17.9% for balance transfers, purchases and cash advances will apply based on your creditworthiness. Achieva reserves the right to cancel, extend or otherwise modify promotional rates and terms at any time before a balance transfers posts. Offer open to existing and new cardholders subject to credit approval. Additional limitations, terms and conditions may apply.

Cash Rewards Mastercard Rates | Consumer Schedule of Fees | Mastercard Credit Card Agreement

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Product names and logos mentioned may be trademarks of their respective owners.

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