Enhance Your Retirement Savings with an IRA

Think about the possibility of paying your future self, regardless of your current age. An Individual Retirement Arrangement (IRA) is a savings account with tax advantages that individuals can open to save and invest for retirement. It’s never too early or too late to open an IRA. Achieva Credit Union is here to help you get started.

Our IRA program makes it easy to save for retirement.

Get started with a 42-month IRA for as little as $500 and earn 0.95% APY.

  • Make additional deposits of $50 or more through payroll or as recurring contributions at any Achieva branch.
  • Earn a great rate of 0.95% APY.1
  • Access funds if needed in case of an emergency.2
  • Enjoy peace of mind that your IRA funds are federally insured by NCUA up to $250,000.

Opening an IRA today could change your retirement future.

To open an IRA account, call us or visit a branch today!

Call to action graphic
Come in

Find a branch

Call to action graphic


1 APY=Annual Percentage Yield. The 42-Month Promotional Certificate is available to individuals who live or work in our 15-county area of membership, or a company or association that is based in our area of membership. County service area: Charlotte, Collier, DeSoto, Glades, Hardee, Hendry, Hernando, Highlands, Hillsborough, Lee, Manatee, Monroe, Pasco, Pinellas, Sarasota. This CD contains a special add-on feature which allows you to make subsequent deposits (“add-ons”) to your 42-month certificate at any time prior to maturity. Add-ons may be made as frequently as desired, however deposits must be made in increments of no less than $50 and subsequent deposits will not increase the APY. The total account add-on amount may not exceed $1,000,000 per certificate term. Subsequent add-ons to the 42-Month Promotional Certificate will not be eligible for the APY at the next tier. This special add-on feature is only applicable during the 42-month term of the promotional certificate and will not apply after maturity, even when account proceeds roll into another Credit Union certificate unless otherwise disclosed at renewal. Early withdrawal penalties apply based on the total amount on deposit at the time of withdrawal. Fees may reduce earnings. Refer to the Rate Schedule and Truth in Savings Disclosure for complete details. Programs, rates, terms, conditions and services are subject to change without notice. Federally insured by NCUA. 2 Early CD redemption penalties may apply.