Requesting your Credit Report

Requesting Your Credit Report

As of September 1, 2005, free annual credit reports are available in all states. To learn more about FREE annual credit reports, visit or call (877) 322-8228.

In addition, an individual credit report can be ordered directly from any of the credit bureaus listed below.  Each credit bureau will provide you with one (1) free credit report annually and charge a nominal fee for additional reports. You are entitled to a free credit report from the credit agency that supplied the report used in the decision whenever you've been turned down for credit, employment or housing in the past 60 days.

Monitoring your credit for accuracy is an easy step to take in protecting yourself from fraud and identity theft.  To request a copy of your credit report, use the information below to contact each credit bureau.

Equifax Experian TransUnion
Report Fraud (800) 525-6285 (888) 397-3742 (800) 680-7289
Dispute Credit Report Online
Order Credit Report (800) 685-1111 (888) 397-3742 (800) 916-8800
Address P.O. Box 740241
Atlanta, GA 30374
P.O. Box 2002
Allen, TX 75013
P.O. Box 1000
Chester, PA 19022


All of the suggestions, tips and guidance provided in the above sections are for informational purposes only.  They are general guidelines provided to assist fraud victims in understanding some of the steps they may take to help protect their personal and financial interests.  The suggestions are not all-inclusive and should not be considered nor interpreted as legal, accounting, financial or technical advice.  You may wish to consult your attorney, accountant or other advisor for specific advice, guidance or recommendations concerning this topic.