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Holiday Fraud Prevention Tips

Stay safe this holiday season!

  1. Ensure that receipts reflect the correct transaction amount
  2. When performing PIN transactions, ensure others are not capturing your PIN number
  3. When using a debit card, you may select “credit”, which requires a signature and extends the $0 member liability under the VISA/MasterCard association rules
  4. Review all accounts (checking, savings, credit card) activity daily
  5. Lower your credit line limit during the holidays
  6. When paper checks are converted at a merchant to an ACH, store voided checks safely to prevent counterfeit checks or unauthorized ACH transactions
  7. Be suspicious of emails from unknown parties; don’t open the email or click any links within them
  8. Access your credit union’s authorized website by typing the website into the address bar of web browser to avoid “spoofed” websites attempting to steal your information
  9. Shop online with trustworthy merchants who require security information such as address verification and the CVV2/CVC2 number on the back of your card
  10. When shopping in person or using an ATM, be aware of your surroundings and report any unusual activities to your credit union
  11. Never leave your purse, wallet, or cards unattended
  12. And finally, if an offer seems too good to be true, it probably is, so be cautious