First Time Homebuyer Program

An alternative to FHA

Are you a first time home buyer looking for that perfect loan?

First time home buyers have options!

15/30 Mortgage Option

Our 15/30 Mortgage Option offers you the money-saving benefit of a shorter term and low fixed rate, with the convenience of a lower monthly payment.

  • Low down payment of only 3% ( minimum representative credit score required)
  • Lower monthly payment based on a longer amortization schedule
  • Low, fixed rate with a shorter term mortgage
  • No upfront Mortgage Insurance
  • No points for origination fees
  • No prepayment penalties
  • Loan servicing stays with Achieva

All mortgage loans are subject to credit approval. Each loan product is subject to specific product qualifications/guidelines. Exclusions and limitations may apply. Subject to mortgage insurance approval, when applicable. Rates and/or program subject to change.