Dream it. Own it. Live it.
Our expansive portfolio of mortgage products offers both traditional and non-traditional financing options. Achieva Credit Union has the products and services to assist with your individual mortgage needs. We offer a full menu of mortgage products, including Conventional fixed rate, FHA & VA programs, and Jumbo Loans.
For more information or current Mortgage Rates,
please contact an Achieva mortgage specialist:
(727) 431-7694, (941)907-4894,
non-local (866) 676-9739
Click here to check out all of our mortgage loan rates and payment examples.
Start your loan application now!
Thinking of refinancing?
We can help. Our experienced mortgage specialists assist individuals who are looking to refinance their homes, and are very familiar with the entire process. You may not even realize, but in most cases, you’re not bound to your original lender. Now’s the perfect time to make the switch - and we'll take the time to explain the features and benefits of each mortgage option, and find the perfect solution to fit your individual needs.
Personalized Local Service
Looking for that personalized, local service along with lower fees and faster closing? Achieva Credit Union can provide you with these solutions. Need a quick closing? Not a problem. Our mortgage loans are processed, underwritten, closed and serviced locally. The mortgage specialists at Achieva have over 100 years of combined mortgage experience. Our staff is available to meet with you evenings and weekends as well. They will attend closings with you, which will provide an additional level of confidence and security.
Click here to print our mortgage application and additional required documents.
* With a 20% down payment, a 15-year fixed-rate loan for $100,000 with a rate of 3.50%(3.691% APR) would be repaid in 180 payments (principal and interest) of $715 each.
** With a 20% down payment, a 7/1 adjustable rate mortgage for $100,000 with an introductory rate of 3.375% (APR 3.209%) would be repaid for the first 84 months in payments (principal and interest) of $443 each. Your initial rate applies for the first 84 months and is subject to change thereafter. The Margin is 2.750% and the Index is the weekly average yield on United States Treasuries adjusted to a constant maturity of one year as made available by the Federal Reserve Board. The Margin and Index are added together and rounded to the nearest 1/8th of one percentage point (0.125%) to determine your new interest rate. Your interest rate may increase or decrease by five percentage points after the first eighty-four months, but the interest rate will never be less than the margin. Your interest rate can change every twelve months after the first interest rate change date. Your interest rate cannot increase or decrease more than two percentage points every twelve months after the first interest rate change date. NOTE: Your first adjustment can increase or decrease by 5.00%. Your interest rate cannot increase over the term of the loan to more than a rate that will be stated in your loan documents. This maximum rate will be determined at the time of closing or at the time you enter into an interest rate lock agreement with the Lender. ASK THE LENDER FOR THE CURRENT MAXIMUM RATE CAP FOR THIS LOAN.