0% APR* on balance transfers until June 2024

It’s just too GOOD to pass up.

After that, your qualified APR of 11.50-23.50% will apply.

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0% APR* on balance transfers until June 2024

It’s just too GOOD to pass up.

After that, your qualified APR of 11.50-23.50% will apply.


Switch to the Achieva Cash Rewards Mastercard© today!

Transfer your balance from any card to our Achieva Cash Rewards Mastercard and get 0% APR* until June 2024 with no annual fee.

  • Applies to transfers that are processed between March 1, 2023 and November 30, 2023.
  • Balance transfer fee is 4.0% of the transaction with a $20 minimum.
  • Get up to 1.5% cash back on everyday purchases.

After the introductory period has ended, the standard APR of 11.50%-23.50% for balance transfers, purchases and cash advances will apply, with the rate based on your creditworthiness.

How a balance transfer works

Consolidate debt graphic

Consolidate your monthly payments into one payment

Lower rate graphic

Get a lower interest rate and save each month

Instead of making multiple payments a month to your credit cards transfer those high interest balances to one card with a lower rate. You will save interest and have one payment that’s easier to manage.

So get a card that’s on your GOOD side


  • Up to 1.5% cash back on every purchase.
  • Online and mobile banking – manage your account anywhere, anytime.
  • Pay your way – make mobile purchases with Apple Pay, Samsung Pay, Google Pay, Garmin Pay or Fitbit Pay.
  • Contactless cards – are available so you can Tap & Go® for a faster, secure checkout.


  • Mastercard ID Theft ProtectionTM – get access to a number of identity theft resolution services.
  • Chip card security – cards come equipped with an embedded chip for extra security against fraud and counterfeit.
  • Mastercard Global Emergency Services – access to 24-hour assistance with lost and stolen card reporting, emergency card replacement and emergency cash advances.
  • Zero liability protection - get covered for unauthorized transactions.

View a complete guide of all Mastercard benefits here.

Get started now!

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*APR = Annual Percentage Rate. The promotional balance transfer APR of 0% will be applied to balance transfers, which post to your account through your November 2023 billing cycle. The promotional APR of 0% will apply to transferred balances through the June 2024 billing cycle. Balance Transfer fee: 4% of each transfer amount, $20 minimum. The promotional rate does not apply to cash advances or purchases. Existing Achieva Credit Union balances are not eligible for transfer. Following the June 2024 billing cycle, standard APR of 11.50% to 23.50% for balance transfers, purchases and cash advances will apply based on your creditworthiness. Achieva reserves the right to cancel, extend or otherwise modify promotional rates and terms at any time before a balance transfers posts. Offer open to existing and new Achieva Cash Rewards Mastercard cardholders only and subject to credit approval. Additional limitations, terms and conditions may apply. Cash Rewards Mastercard Rates | Consumer Schedule of Fees | Mastercard Credit Card Agreement

**Can be accessed by all carriers and many device types. Standard data and text messaging rates may apply. Contact your mobile carrier for details.

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Product names and logos mentioned may be trademarks of their respective owners.

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