Rates as low as 2.75% APR*

Rates as low as 2.75% APR*

Shift gears to a better rate.

If you think you are paying too much on your current car loan, give us the opportunity to beat your rate and lower your car payment. Achieva offers rates as low as 2.75% APR* with fast approval.

There are many reasons to refinance with a new, lower interest rate. If your credit score has improved, or if you just feel like you’re paying too much every month, move to a more affordable rate with Achieva and refinance in a few quick and easy steps. After all, it feels GOOD to put cash back in your pocket.

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While you’re at it, talk to us about a new or refinanced loan for your boat, motorcycle or RV, too. We’ve got great rates for every ride!

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*Refinancing is subject to credit approval by Achieva Credit Union. Additional terms and conditions apply such as vehicle age, mileage, value and debt ratio. Auto APR=Annual Percentage Rate and is based on loan term, credit and collateral qualifications. For a 2019 model year, A loan amount of $10,000, a term of 36 months, a 730 credit score, an APR of 2.75%, your monthly payment would be $290.04. Floor rate 2.75%. If you choose to refinance your loan with Achieva Credit Union, we may be able to reduce your APR. However, if you choose a loan term that is longer than the term left on your current loan, you will pay interest over a longer period of time and the overall cost of the loan may be higher. Rates are subject to change without notice. Refinance terms available for Non-Achieva loans only. Membership qualifications apply.