Credit Report

Monitor Your Credit Report

Monitor your credit report annually for inquiries and accounts that you are unfamiliar with.  You are entitled to receive one free credit file disclosure every 12 months from each of the nationwide consumer credit reporting companies – Equifax, Experian and TransUnion.  This free credit file can be requested through or by calling (877) 322-8228.

You have the option of ordering all three at the same time (which allows for comparison of data maintained by the three companies) or ordering one from each of the three companies at periodic intervals (which may alert you to any changes in your credit report).