APY=Annual Percentage Yield. To earn the APY shown for Certificate of Deposits assume that interest stays on the account and reflect a yearly compounded yield. Interest on your certificate of deposit is available when posted to the account without penalty.
A penalty may apply to early principal or interest withdrawal on certificate of deposit and fees may reduce earnings. Rates on Savings, Interest Checking, and Money Market accounts are variable and subject to change.
This “Schedule of Deposit Rates” is an integral part of our Account Universal Agreement brochure. Certificate of Deposits are available to individuals who live or work in our 15-county area of membership, or work for a company or association that is based in our area of membership.
County service area: Charlotte, Collier, DeSoto, Glades, Hardee, Hendry, Hernando, Highlands, Hillsborough, Lee, Manatee, Monroe, Pasco, Pinellas, and Sarasota.
The 42-Month Promotional Certificate is available to individuals who live or work in our 15-county area of membership, or a company or association that is based in our area of membership.
County service area: Charlotte, Collier, DeSoto, Glades, Hardee, Hendry, Hernando, Highlands, Hillsborough, Lee, Manatee, Monroe, Pasco, Pinellas, Sarasota.
This CD contains a special add-on feature which allows you to make subsequent deposits (“add-ons”) to your 42-month certificate at any time prior to maturity.
Add-ons may be made as frequently as desired, however deposits must be made in increments of no less than $50 and subsequent deposits will not increase the APY. The total account add-on amount may not exceed $1,000,000 per certificate term.
Subsequent add-ons to the 42-Month Promotional Certificate will not be eligible for the APY at the next tier.
This special add-on feature is only applicable during the 42-month term of the promotional certificate and will not apply after maturity, even when account proceeds roll into another Credit Union certificate unless otherwise disclosed at renewal.
Early withdrawal penalties apply based on the total amount on deposit at the time of withdrawal. Fees may reduce earnings. Refer to the Rate Schedule and Truth in Savings Disclosure for complete details. Programs, rates, terms, conditions and services are subject to change without notice.