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Business rates & fees

Business rates & fees

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800.593.2274

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All advertised rates are subject to change without notice. APY=Annual Percentage Yield. Share accounts are variable rate accounts, the rate may change after the account is opened. Fees could reduce the earnings on the account.

Note for printing:  Select the rate section you wish to print, then click the printer icon on the side of the page and follow the prompts.

Business Performance Savings Rates
Minimum Balance to Earn Dividends Dividend Rate APY
$1.00 0.100% 0.10%
Call 800.593.2274 or visit a branch and start saving today.

Dividends are calculated on the daily balance with a rate frequency of 365 days per year. They accrue daily and post monthly on the account. *APYs shown are currently accurate and subject to change. Fees may reduce earnings.

Business Performance Money Market Rates
Minimum Balance to Earn Dividends Dividend Rate APY
$5,000 0.648% 0.65%
$50,000 0.747% 0.75%
$150,000 1.243% 1.25%
$250,000 1.687% 1.70%
$500,000 1.785% 1.80%
$1,000,000 2.374% 2.40%
Call 800.593.2274 or visit a branch and start saving today.

Dividends are calculated on the daily balance with a rate frequency of 365 days per year. They accrue daily and post monthly on the account. *APYs shown are currently accurate and subject to change. Fees may reduce earnings.

Business IOTA Checking Rates
Dividend Rate APY
2.67% 2.70%
Call 800.593.2274 or visit a branch and start saving today.

Dividends are calculated on the daily balance with a rate frequency of 365 days per year. They accrue daily and post monthly on the account. *APYs shown are currently accurate and subject to change. Fees may reduce earnings.

Business Performance Interest Checking Rates
Dividend Rate APY
0.10% 0.10%
Call 800.593.2274 or visit a branch and start saving today.

Dividends are calculated on the daily balance with a rate frequency of 365 days per year. They accrue daily and post monthly on the account. *APYs shown are currently accurate and subject to change. Fees may reduce earnings.

Account Analysis can only be added to the Performance Interest Checking account at an Earnings Credit Rate (ECR) of 0.25% APY. Earnings Credit applies to fees billed during the given statement cycle only and may not be carried forward or paid out. Achieva Credit Union does not apply a float or reserve to ECR calculations. Earnings credit rate is calculated by multiplying the average daily balance by the rate, divided by 365, then multiplied by the number of days in the given statement cycle.

Account Analysis Earning Credit Rate (ECR).25% ECR

3 month CD
Minimum Balance to Earn Interest Interest Rate APY
$500 2.374% 2.40%
$25,000 2.374% 2.40%
$100,000 2.374% 2.40%
Call 800.593.2274 or visit a branch to open your CD and start saving today.

APY = Annual Percentage Yield. All APYs shown for the Certificate of Deposits (CDs) assume that interest stays on the account and reflects a yearly compounded yield. Interest on your CD is available when posted to the account without penalty. A minimum opening balance of $500 is required for all CD products. A penalty may apply to early principal or interest withdrawals on CDs and fees may reduce earnings.Rates on Savings, Interest Checking, and Money Market accounts are variable and subject to change without notice.Refer to your Account Agreement, Truth in Savings Disclosure and Certificate Disclosure for complete details. Programs, rates, terms, conditions, and services are subject to change without notice

6 month CD
Minimum Balance to Earn Interest Interest Rate APY
$500 3.203% 3.25%
$25,000 3.203% 3.25%
$100,000 3.300% 3.35%
Call 800.593.2274 or visit a branch to open your CD and start saving today.

APY = Annual Percentage Yield. All APYs shown for the Certificate of Deposits (CDs) assume that interest stays on the account and reflects a yearly compounded yield. Interest on your CD is available when posted to the account without penalty. A minimum opening balance of $500 is required for all CD products. A penalty may apply to early principal or interest withdrawals on CDs and fees may reduce earnings.Rates on Savings, Interest Checking, and Money Market accounts are variable and subject to change without notice.Refer to your Account Agreement, Truth in Savings Disclosure and Certificate Disclosure for complete details. Programs, rates, terms, conditions, and services are subject to change without notice

9 month CD
Minimum Balance to Earn Interest Interest Rate APY
$500 3.251% 3.30%
$25,000 3.348% 3.40%
$100,000 3.445% 3.50%
Call 800.593.2274 or visit a branch to open your CD and start saving today.

APY = Annual Percentage Yield. All APYs shown for the Certificate of Deposits (CDs) assume that interest stays on the account and reflects a yearly compounded yield. Interest on your CD is available when posted to the account without penalty. A minimum opening balance of $500 is required for all CD products. A penalty may apply to early principal or interest withdrawals on CDs and fees may reduce earnings.Rates on Savings, Interest Checking, and Money Market accounts are variable and subject to change without notice.Refer to your Account Agreement, Truth in Savings Disclosure and Certificate Disclosure for complete details. Programs, rates, terms, conditions, and services are subject to change without notice

12 month CD
Minimum Balance to Earn Interest Interest Rate APY
$500 3.348% 3.40%
$25,000 3.445% 3.50%
$100,000 3.542% 3.60%
Call 800.593.2274 or visit a branch to open your CD and start saving today.

APY = Annual Percentage Yield. All APYs shown for the Certificate of Deposits (CDs) assume that interest stays on the account and reflects a yearly compounded yield. Interest on your CD is available when posted to the account without penalty. A minimum opening balance of $500 is required for all CD products. A penalty may apply to early principal or interest withdrawals on CDs and fees may reduce earnings.Rates on Savings, Interest Checking, and Money Market accounts are variable and subject to change without notice.Refer to your Account Agreement, Truth in Savings Disclosure and Certificate Disclosure for complete details. Programs, rates, terms, conditions, and services are subject to change without notice

18 month CD
Minimum Balance to Earn Interest Interest Rate APY
$500 3.105% 3.15%
$25,000 3.105% 3.15%
$100,000 3.203% 3.25%
Call 800.593.2274 or visit a branch to open your CD and start saving today.

APY = Annual Percentage Yield. All APYs shown for the Certificate of Deposits (CDs) assume that interest stays on the account and reflects a yearly compounded yield. Interest on your CD is available when posted to the account without penalty. A minimum opening balance of $500 is required for all CD products. A penalty may apply to early principal or interest withdrawals on CDs and fees may reduce earnings.Rates on Savings, Interest Checking, and Money Market accounts are variable and subject to change without notice.Refer to your Account Agreement, Truth in Savings Disclosure and Certificate Disclosure for complete details. Programs, rates, terms, conditions, and services are subject to change without notice

19 month CD
Minimum Balance to Earn Interest Interest Rate APY
$500 4.169% 4.25%
$25,000 4.169% 4.25%
$100,000 4.169% 4.25%
Call 800.593.2274 or visit a branch to open your CD and start saving today.

APY = Annual Percentage Yield. All APYs shown for the Certificate of Deposits (CDs) assume that interest stays on the account and reflects a yearly compounded yield. Interest on your CD is available when posted to the account without penalty. Upon maturity, your CD will automatically renew to a 18-month term at the then-current CD rate. A minimum opening balance of $500 is required. A penalty may apply to early principal or interest withdrawals on CDs and fees may reduce earnings. Rates on Savings, Interest Checking, and Money Market accounts are variable and subject to change without notice. Refer to your Account Agreement, Truth in Savings Disclosure and Certificate Disclosure for complete details. Programs, rates, terms, conditions, and services are subject to change without notice

24 month CD
Minimum Balance to Earn Interest Interest Rate APY
$500 3.494% 3.55%
$25,000 3.590% 3.65%
$100,000 3.687% 3.75%
Call 800.593.2274 or visit a branch to open your CD and start saving today.

APY = Annual Percentage Yield. All APYs shown for the Certificate of Deposits (CDs) assume that interest stays on the account and reflects a yearly compounded yield. Interest on your CD is available when posted to the account without penalty. A minimum opening balance of $500 is required for all CD products. A penalty may apply to early principal or interest withdrawals on CDs and fees may reduce earnings.Rates on Savings, Interest Checking, and Money Market accounts are variable and subject to change without notice.Refer to your Account Agreement, Truth in Savings Disclosure and Certificate Disclosure for complete details. Programs, rates, terms, conditions, and services are subject to change without notice

30 month CD
Minimum Balance to Earn Interest Interest Rate APY
$500 3.300% 3.35%
$25,000 3.397% 3.45%
$100,000 3.494% 3.55%
Call 800.593.2274 or visit a branch to open your CD and start saving today.

APY = Annual Percentage Yield. All APYs shown for the Certificate of Deposits (CDs) assume that interest stays on the account and reflects a yearly compounded yield. Interest on your CD is available when posted to the account without penalty. A minimum opening balance of $500 is required for all CD products. A penalty may apply to early principal or interest withdrawals on CDs and fees may reduce earnings.Rates on Savings, Interest Checking, and Money Market accounts are variable and subject to change without notice.Refer to your Account Agreement, Truth in Savings Disclosure and Certificate Disclosure for complete details. Programs, rates, terms, conditions, and services are subject to change without notice

36 month CD
Minimum Balance to Earn Interest Interest Rate APY
$500 3.203% 3.25%
$25,000 3.300% 3.35%
$100,000 3.397% 3.45%
Call 800.593.2274 or visit a branch to open your CD and start saving today.

APY = Annual Percentage Yield. All APYs shown for the Certificate of Deposits (CDs) assume that interest stays on the account and reflects a yearly compounded yield. Interest on your CD is available when posted to the account without penalty. A minimum opening balance of $500 is required for all CD products. A penalty may apply to early principal or interest withdrawals on CDs and fees may reduce earnings.Rates on Savings, Interest Checking, and Money Market accounts are variable and subject to change without notice.Refer to your Account Agreement, Truth in Savings Disclosure and Certificate Disclosure for complete details. Programs, rates, terms, conditions, and services are subject to change without notice

48 month CD
Minimum Balance to Earn Interest Interest Rate APY
$500 1.736% 1.75%
$25,000 1.736% 1.75%
$100,000 1.834% 1.85%
Call 800.593.2274 or visit a branch to open your CD and start saving today.

APY = Annual Percentage Yield. All APYs shown for the Certificate of Deposits (CDs) assume that interest stays on the account and reflects a yearly compounded yield. Interest on your CD is available when posted to the account without penalty. A minimum opening balance of $500 is required for all CD products. A penalty may apply to early principal or interest withdrawals on CDs and fees may reduce earnings.Rates on Savings, Interest Checking, and Money Market accounts are variable and subject to change without notice.Refer to your Account Agreement, Truth in Savings Disclosure and Certificate Disclosure for complete details. Programs, rates, terms, conditions, and services are subject to change without notice

60 month CD
Minimum Balance to Earn Interest Interest Rate APY
$500 1.736% 1.75%
$25,000 1.736% 1.75%
$100,000 1.834% 1.85%
Call 800.593.2274 or visit a branch to open your CD and start saving today.

APY = Annual Percentage Yield. All APYs shown for the Certificate of Deposits (CDs) assume that interest stays on the account and reflects a yearly compounded yield. Interest on your CD is available when posted to the account without penalty. A minimum opening balance of $500 is required for all CD products. A penalty may apply to early principal or interest withdrawals on CDs and fees may reduce earnings.Rates on Savings, Interest Checking, and Money Market accounts are variable and subject to change without notice.Refer to your Account Agreement, Truth in Savings Disclosure and Certificate Disclosure for complete details. Programs, rates, terms, conditions, and services are subject to change without notice