Whether you’re an experienced investor or you’re starting from scratch, Achieva has the right options for you to build and maintain your savings and investments.
Saving for something special? Set yourself up for success. Opened automatically with any Achieva membership, this is our standard savings account.
Opening a savings account is quick and easy, get started today!
A dividend-bearing savings account (opened jointly with a parent or legal guardian) is a great stepping stone for kids to begin saving and managing money.
To open a Kids Make Cents account call 727.431.7680 or visit a branch.
An account made just for teens, (opened jointly with a parent or legal guardian) with an option for a checking account as well.
To open a Teen Life account call 727.431.7680 or visit a branch.
For those beginning their journey into creating a lifetime of smart money habits, our college account with an option for checking account is a great way to start.
To open a College Life account call 727.431.7680 or visit a branch.
Allows you to borrow, using your own savings as the collateral. Instead of using all your savings to make a purchase, thus losing out on all future dividends and your emergency safety net, you’re borrowing against that sum while your money stays in your account and continues to earn dividends!
What are some ways you can use a secured loan?
If you are ready, now is the time to talk to a loan consultant, call 727.431.7690 or apply online to open your share and cd secured loan.
A typical Savings Secured loan of $5,000, with a term of 60 months and an APR of 1.92% (rate based on a margin of 1.89%+current dividend rate) would require monthly payments of $87.14. Interest rate may vary resulting in an increase or decrease in the number of monthly payments required. A typical Certificate of Deposit Secured loan of $5,000, with a term of 36 months and an APR of 2.49% (rate based on a margin of 1.89%+ dividend rate) would require monthly payments of $144.30. Savings secured loan rates will change based on the fluctuation of the savings account’s rate. Certificate Loan rate is fixed for the term of the certificate.
A money market is an interest-bearing account that typically pays a higher interest rate than a savings account. It’s a good place to keep an emergency fund, as an example, with no risks or term limitations.
Special CD Offer: When you pick your term of 6, 12, 18, or 24 months
4.50% APY | below $75,000
4.65% APY | $75,000 and above
A Certificate of Deposit (CD) is an arrangement where your money stays in an account for a certain amount of time. With Achieva’s special CD offer, your money will earn higher interest & grow even faster than it would with a traditional savings account.
Call 800.593.2274 or visit a branch to open your CD and start saving today.
APY=Annual Percentage Yield. To earn the APY shown for Certificate of Deposits assume that interest stays on the account and reflect a yearly compounded yield. Interest on your certificate of deposit is available when posted to the account without penalty. A penalty may apply to early principal or interest withdrawal on certificate of deposit and fees may reduce earnings. Certificates of Deposits are available to individuals who live or work in our 15-county area of membership, or work for a company or association that is based in our area of membership. County service area: Charlotte, Collier, DeSoto, Glades, Hardee, Hendry, Hernando, Highlands, Hillsborough, Lee, Manatee, Monroe, Pasco, Pinellas, and Sarasota.
Enjoy shorter terms on IRA Certificates of Deposit
Get 4.30% APY* to build your savings fast
Open a 36-month IRA Certificate of Deposit (CD) and watch your savings grow quickly. Lock in this special rate to boost your savings today.
Call 800.593.2274 or visit a branch to open your 36-month IRA CD.
* APY=Annual Percentage Yield. To earn the APY shown for Certificate of Deposits assume that interest stays on the account and reflect a yearly compounded yield. Interest on your certificate of deposit is available when posted to the account without penalty. A penalty may apply to early principal or interest withdrawal on certificate of deposit and fees may reduce earnings. Rates on Savings, Interest Checking, and Money Market accounts are variable and subject to change. This “Schedule of Deposit Rates” is an integral part of our Account Universal Agreement brochure. Certificate of Deposits are available to individuals who live or work in our 15-county area of membership, or work for a company or association that is based in our area of membership. County service area: Charlotte, Collier, DeSoto, Glades, Hardee, Hendry, Hernando, Highlands, Hillsborough, Lee, Manatee, Monroe, Pasco, Pinellas, and Sarasota.
It’s never too early to start planning for retirement. Achieva has a variety of retirement options available to help you reach your goals. Take advantage of them now, so you can kick back and relax later.
HSAs are available to members who have high-deductible health plans. Simply add money to your HSA, and use it to pay for your health insurance deductible or qualifying medical expenses. Our members can easily access their HSA funds through debit cards, online banking or at our branches. The GOOD thing is that there is no minimum balance, and your balances carry over from year to year.
1 With a $250 balance showing at the end of the billing cycle following the first year anniversary, a $25 bonus will be deposited into the child’s savings account. The bonus will be provided approximately 2-4 weeks after the close of the statement cycle. Minimum $1 balance in savings is required to open the account. There is no minimum balance required to earn the stated APY or bonus. All rates and yields are anticipated and variable and are subject to change after the account is opened. Fees reduce earnings.
All programs, terms, services and conditions are subject to change without notice.
