^* Some benefits require registration/activation. ¹ Benefits are available to personal checking account owner(s), and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students. ² Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Achieva Checking Plus and Achieva Checking Platinum Plus members receive an additional $100,000 in coverage. Insurance Products are not insured by the NCUA or any Federal Government Agency; Not a deposit of or guaranteed by the credit union or any credit union affiliate. ³ You may earn interest on your Achieva Checking Plus Account when you have 18 posted transactions per checking statement cycle using your Achieva debit or credit card, or a combination of both. The Annual Percentage Yield (APY) for the Achieva Checking Plus Account can be earned for balances up to and including $15,000 or up to and include $25,000 for Achieva Checking Platinum Plus members. Certain fees may apply and may reduce earnings. ⁴ Standard data and text messaging rates may apply. Contact your mobile carrier for details. ⁵ Credit file monitoring may take several days to begin following activation. ⁶Immediate family members of such, defined to include parents, children, spouse, or surviving spouse of the member, or any other relative by blood, marriage, or adoption even though such individuals do not reside in the same household with the member are eligible for membership. ⁷ Available for the account holder(s) and their spouse/domestic partner and up to six (6) dependent children age 2 and older. This is not insurance.