Open a business account today!

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Open a business account today!

Yes, we do business.

You run a one-of-a-kind business, and we get that. That’s why, with Achieva, you’ll get local people, but you won’t get cookie-cutter products. We offer a variety of flexible banking options that are tailored to meet your company’s unique needs and challenges.

Business banking benefits to help you grow.

  • Free 24-hour MoneyLine
  • Night depositories
  • Full suite of loan options
  • Financial education and planning
  • Perks to make your life easier

Business checking accounts

These accounts can be opened online7 or by visiting a branch, or calling 800.593.2274.
Member Service Center hours: Mon. - Fri. 8 am - 5:30 pm | Sat. 9 am - 1 pm.

Business Checking account options
Account options Essential Checking

Businesses with a low volume of transaction activity looking for a basic checking account.
Performance Interest Checking

Businesses looking to earn interest on their checking balances.
Monthly service fee $0 $151
Minimum balance $0 $0
Earns Interest No Yes
Free monthly deposited items2 200 300
Online banking
eStatements & alerts
Mobile banking3

Get started today! Fill out the application request form below to begin the account opening process.

Business savings and money market accounts

These accounts can be opened online7 or by visiting a branch, or calling 800.593.2274.
Member Service Center hours: Mon. - Fri. 8 am - 5:30 pm | Sat. 9 am - 1 pm.

Business Savings and Money Market account
Account options Business Savings Performance Money Market
Monthly service fee $106 $125
Minimum monthly balance $1 $5000
Minimum balance earns interest $5,000 or more
Online banking
eStatements & alerts
Mobile banking

A Business Savings is required for all new business members opening business accounts (even if you have an existing consumer account).

Business application request form

Complete the form to start the business application process. Please review the Business Account Application Reference Guide to learn about eligibility requirements, required documents and what the next steps are.

If you need further assistance, please contact our Member Service Center at 800.593.2274. Mon. - Fri. 8am - 5:30pm I Sat. 9am - 1pm.















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Business Checking account options
Account options Interest on Trust Accounts (IOTA)4


Account for law firms and attorneys, exclusively.
Zero Balance Checking (ZBA)

An account that maintains a zero balance with transfers to/from a primary account.
Community Checking


Account for unincorporated clubs and associations.
Monthly service fee $0 $12 $0
Minimum balance $0 $0 $0
Earns Interest Yes4 No No
Free monthly deposited items2 Unlimited Unlimited 500
Online banking
eStatements & alerts
Mobile banking3

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1 Performance Interest Checking service fee is $15 when balance is below $5,000. 2 35¢ will be assessed per deposited item over the monthly limit. 3 You may be charged access rates depending on your mobile carrier. Check with your service provider for details on specific fees and charges. 4 The IOTA is available for law firms and attorneys operating within the Achieva footprint and complies with the requirements of the Florida Bar IOTA program. Interest, less permissible fees, is remitted monthly to the Florida Bar Foundation to provide funding for legal aid. You are responsible for fees that are not deducted from the interest paid to the program. An operating account of the law firm is required to accompany the IOTA account. 5 Performance Money Market monthly service fee is $12 when balance is below $5,000. 6 Business Savings monthly service fee is $10 when combined balances are below $250.00. 7 Eligible business accounts for online application include Essential Checking, Performance Checking, Business Savings, and Performance Money Market. All other accounts can be opened at a branch near you. A Business Savings account is required for membership.