Hassle-free features

Whether you own a small start-up or run an already booming business, Achieva offers convenient services that free up your time so you can focus on what matters - your employees and customers.

Remote deposit

Make secure deposits with Remote Deposit Capture (RDC) from Achieva & MagicWrighter using a scanner from the convenience of your business location.

No annual fee.
Check our equipment requirements to see what models and products work with RDC, or contact us for equipment rental options.
Get started today, download the application here.

Merchant services

Accepting debit or credit card transactions doesn’t have to be rocket science. Achieva makes it easy with help from our partners at Heartland Merchant Services. Make stress-free transactions with equipment and programs that are efficient and safe.

Point-of-sale terminals that accept all major debit and credit cards, with the latest chip technology
Processing for online, phone, and mail order payments
Secure and safe transactions
Free consultation and pricing proposals, with no obligation

Payroll options

Looking for flexible payroll options? Achieva and Paychex have teamed up to offer solutions for midsize to large businesses. Paychex gives you the option to report payroll information by phone or email, or process payroll yourself using its easy-to-use cloud platform.

Online access from anywhere
Flexible service options
Support for payroll taxes

Zero Balance Account (ZBA)

A checking account that functions much like other checking accounts, but no balance is maintained in the account.

An automated cash management tool that reduces administrative time and effort in monitoring daily cash positions with automatic transfers to/from the primary operating checking account.
Create multiple sub accounts for a variety of needs for bookkeeping purposes (e.g., payroll).
Consolidate funds into a single account at the end of the day.
Helps reduce overdraft and related costs by transferring needed funds into a checking account for expenses at the end of each day.
Access accounts anytime with Business Online Banking and Mobile Banking.
All accounts are combined in a consolidated statement for easy reference.

Money Market Account Sweep

A cash management tool that provides an automated sweep process between your business checking account and business interest-bearing account.

Helps make the most of idle funds by transferring checking account funds at the end of the day to your Business Money Market Account (MMA) or Business Savings Account (SAV) to earn more.
Helps ensure funds are available in checking accounts by automatically transferring funds from the MMA or SAV account to cover transactions in the checking account.¹
Puts you in control as you set the target balance to be maintained in the checking account; request change at any time.

Business Online Banking

With Achieva Business Online Banking you can manage your account, transfer funds, pay bills, and much more using your computer or mobile device anytime, anywhere.

Features	Business Online Banking Plus	Treasury Management Access	Treasury Management Advantage
Online banking
eStatements & alerts
Mobile banking & mobile deposits²
Access nationwide branch & ATM network
Bill pay
Business Payments Plus
Pay a Person (P2P)
24-Hour Moneyline access
Business accounts ledger
Account transaction history
Transfer funds between Achieva accounts
Send & receive single or multiple batch ACH (debits & credits)
ACH template import & origination
Send discounted domestic & international wire transfers
Grant & control user entitlements
Quickbooks^TM Web Connect
NACHA file import
	REGISTER	APPLY	APPLY

Tools & resources

Open a Consumer 9 month CD get 3.00% APY

Personalized lending options for your business

Business banking services

Business banking services

Contact us

Tools & resources

Hassle-free features

Business Online Banking

To learn about our business banking services, call 727.431.7662 or visit a branch today.