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VEHICLE LOANS & REFINANCING Apply for Loan | Rates | Pay Loan | Contact Us 727.431.7690
VEHICLE LOANS & REFINANCING
Apply | Rates | 727.431.7690
Whether you’re buying new or used, or refinancing your current loan, Achieva Credit Union makes the process easy, fast, and affordable.
Looking beyond car or truck loans? We finance RVs, boats, motorcycles, golf carts, jet skis, and ATVs. Apply now!
Already have an auto loan? Refinance with us and get an automatic 0.50% APR discount.4 Save hundreds, even thousands, in interest charges when you refinance with Achieva!
SPECIAL REFINANCE OFFER
Refinance your auto loan with Achieva and get an automatic 0.50% APR discount.4
Securing financing before you walk into the dealership puts you in control of your car-buying experience. You’ll know how much you can spend and what your loan payments will look like, so you can skip the dealer financing and drive off with your new ride sooner.
We offer optional insurance services that can be added to your loan:
Save on auto insurance too!
Achieva can help you save on auto insurance. We shop around for the best rates from multiple carriers. Contact an agent today at 888.351.4672 or click here to learn more.
We offer quick approvals, often within the same day.
No. Achieva does not charge application fees.
Yes, we offer loans for your fun vehicles.
View our loan rates here.
Yes, you can. A preapproval lets you know how much you can spend and what your monthly payment will be so won’t end up with high-rate financing.
Yes. There are no penalties for early repayment.
Absolutely! Refinance from another lender and enjoy our 0.50% APR discount off your lowest qualifying rate. (Indirect Auto Loans financed through Achieva Credit Union in the past 12 months are not eligible for refinancing).
As a member-owned, not-for-profit credit union, Achieva typically offers lower rates and personalized service compared to banks and dealers. Get pre-approved before hitting the dealership for a stress-free car-buying experience.
1 Maximum term based on various factors, including the amount financed.
2 Loan terms are subject to creditworthiness. Actual loan terms may vary.
3 Qualified borrowers may defer payments up to 90 days after loan signing. Interest will accrue from the date of the loan until payments begin. Participating in this program results in up to a 90-day extension of the loan, maximum term 84-months. Cannot be combined with other offers.
4 APR=Annual Percentage Rate. Existing Achieva Credit Union auto loans are not eligible for this offer. Offer subject to credit approval and Achieva Credit Union’s lending policies. Your APR may vary based on your creditworthiness, age of the vehicle, and term of the loan. Achieva Credit Union does not charge an application fee. Offer and rates subject to change without notice. Other terms and conditions may apply. Membership in Achieva Credit Union is required – membership information available at achievacu.com.
5 Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company (Home Office: Waverly, IA), is optional to purchase and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact your loan representative or refer to the Group Policy for a full explanation of the terms. Base Policy Nos. CI-MP-POL, CI-SP-POL, B3a-830-0996, B3a-800-0695, B3a-800-0288, CI-MP-CE-POL; CI-MP-OE-CC-POL; CI-MP-OE-POL; B3a-800-0992.
6 GAP is not insurance; it is an optional debt cancellation product. GAP will not affect your application for credit or the terms of any credit agreement you have with us. Certain eligibility requirements, conditions and exclusions may apply. You will receive the contract before you are required to pay for GAP. You should carefully read the contract for a full explanation of the terms. If you choose GAP, adding the GAP Fee to the amount financed under your loan will increase the cost of GAP because there will be additional interest due based on the inclusion of the GAP Fee in the loan principal amount. You may cancel GAP at any time. If you cancel GAP within 90 days you will receive a full refund of any fee paid, if no benefits have been provided. GAP purchased from state-chartered credit unions in FL, GA, IA, IN, UT, VT, and WI may be with or without a refund provision. Prices of the refundable and non-refundable products are likely to differ. If you purchase a refundable product, you may cancel at any time during the loan and receive a refund of the unearned fee, if no benefits have been provided. GAP purchased from state-chartered credit unions in CO, MO or SC may be canceled at any time during the loan and receive a refund of the unearned fee, if no benefits have been provided.
7 Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA; where coverage is offered as insurance by Virginia Surety Company, Inc., in NH; where coverage is provided and administered by Consumer Program Administrators, Inc. dba Consumer Warranty Program Administrators, in TX; where coverage is provided and administered by Consumer Program Administrators, Inc. dba The Administrators of Consumer Programs (TX License #175), in FL and OK; where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051) , and in WA; where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., all located at 175 West Jackson Blvd., Chicago, Illinois 60604, 1-800-752-6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. The purchase of Mechanical Repair Coverage is optional. This document provides general information about Mechanical Repair Coverage and should not be solely relied upon when purchasing coverage. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions and exclusions. Coverage varies by state. Replacement parts may be new, used, non-OEM or remanufactured. The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the manufacturer, importer, or seller, and does not extend the term of any original product or service warranty that the manufacturer, importer, or seller may have provided. CDCL, GAP, MRC-7093512.1-1024-1126
