MONEY MARKET ACCOUNTS  Open an Account | Rates | Contact Us 800.593.2274

MONEY MARKET ACCOUNTS
Open an Account | Rates | 800.593.2274

Money Market Accounts Money Market Accounts

MONEY MARKET
ACCOUNTS

Want to grow your savings faster while keeping easy access to your funds?

Achieva Money Market accounts offer higher rates than regular savings and provide easy access to your funds–perfect for dream vacations, big buys, retirement or rainy-day funds!

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Premier Money Market Plus1

Ready for a strategic way to save? Achieva’s Premier Money Market Plus lets you bundle checking with a high-yield money market account to access a higher premium plus rate. It’s a streamlined solution designed to boost your balance and reach your savings goals.

  •    Your balance grows faster than a standard savings account
  •    No limits on how long you can save
  •    Federally insured by NCUA up to $250,000

Click the link below to log into online banking and open your Premier Money Market today.

ACCESS ONLINE BANKING
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Premier Money Market2

Earn more than a traditional savings and enjoy unlimited withdrawals online or at branches.

  •    Minimum balances as low as $2,000
  •    Check writing abilities
  •    Unlimited withdrawals at branches or online
  •    Federally insured by NCUA up to $250,000

Opening a Premier Money Market is quick and easy. Get started today!

OPEN ACCOUNT

Make an appointment

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Relationship Money Market3

We appreciate our members! Receive tiered rates that increase with your balance and tenure with Achieva.

  •    Minimum balances $25,000
  •    Your length of membership is rewarded with a rate increase
  •    Unlimited withdrawals at branches or online
  •    Federally insured by NCUA up to $250,000

Opening a Relationship Money Market is quick and easy. Get started today!

OPEN ACCOUNT

Make an appointment

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Indexed Money Market4

Save faster with a high-yield, low-risk savings option designed to keep pace with changing interest rates.

  •    Minimum balances $10,000
  •    Limited to five withdrawals per month
  •    Federally insured by NCUA up to $250,000

To open an Indexed Money Market account, call 800.593.2274 or visit a branch.

How do I open a money market account?
You can open a Premier or Relationship Money Market account online, or in a branch.
To open an Indexed Money Market account, call 800.593.2274 or visit a branch.

How do I deposit funds in a money market account?
You can deposit funds in branch, via ACH/ direct deposit or transfer funds using online banking.

How do I withdraw funds from a money market account?
You can withdraw funds in branch, call 800.593.2274, paper checks or transfer funds in online banking.

Are money market funds insured?
Yes, money market funds are federally insured by the NCUA up to $250,000.

What are the current rates for money market accounts?
View our money market rates here.

Are there fees associated with money market accounts?
Please refer to Achieva’s schedule of fees for fees associated with the Consumer Indexed Money Market.

1 Bump-up dividend rate on your Premium Money Market account for eligible checking account holders with recurring direct deposits

To receive the bump-up rate, your Achieva Checking, Achieva Checking Plus (ACP) or Achieva Platinum Plus (ACPP) account must be opened under the same Member Number as your Premier Money Market Account and receive a minimum of $500 in qualified deposits each calendar month. Qualified deposits include Payroll direct deposits, Social Security or other government benefit direct deposits that add up to at least $500 in a calendar month. Qualified deposit transactions do not include account-to-account transfers, chargebacks or promotional incentive payments. Where account fails to meet eligibility requirements including minimum qualified monthly deposits, the basic Premier Money Market rates will apply.

2 Minimum $1 balance in savings is required to open the account. Minimum balance of $2,000 required to earn the stated APY or bonus. All rates and yields are anticipated and variable and are subject to change after the account is opened. Fees reduce earnings. All programs, terms, services and conditions are subject to change without notice.

3 Minimum $1 balance in savings is required to open the account. Minimum balance of $25,000 required to earn the stated APY or bonus. All rates and yields are anticipated and variable and are subject to change after the account is opened. Fees reduce earnings. All programs, terms, services and conditions are subject to change without notice.

4 The Indexed Money Market account requires a member must have a checking account with a qualified direct deposit (recurring direct deposit of a paycheck, pension, social security, or other regular monthly income) of at least $500 per month. If requirements are not met within 90 days of account opening, interest will not be earned. This account does not qualify for checks or debit cards and is limited to five withdrawals per statement cycle. Any withdrawals over five (5) per month will incur a $5 per transaction fee. Required monthly maintenance fee waived when minimum balance of $10,000 is maintained. The rate is earned on balances of $10,000 or greater and is variable and subject to change. The account offers a blended annual percentage yield (APY) which pays a different rate on the amount of funds in each tier. Each rate will apply only to the portion of the account balance within each balance range tier and not the entire account balance.

APY will be between 30%-80% of the upper limit of the Federal Funds rate as of the 15th of the prior month. Rates are adjusted on the first of the following month. Interest is earned on all days with a minimum balance of $10,000 and the indexed interest rate will never be less than 0.10%. Certain fees may apply; withdrawals and fees may reduce earnings.